Suspiciously quiet

There has been relatively little action as regards to our buy-to-let in the last 6 months. I can't help but find it a little suspicious.

We've had so many dramas since we bought the place that we're just always expecting the worst, but the lettings agent has been fine and the tenants have renewed their contract without trouble.

My only concern is what will happen if interest rates rise quickly and suddenly. I know I should be putting the spare cash from the rental income each month into a savings account in order to make a cushion if the worst happens, but since we always made a loss previously there isn't much anyway.

I'd still like to sell it as I don't think it's worth keeping any longer. But I don't want to sell at a loss. If I keep it, how long until it appreciates in value enough to make it worth while? Who knows, but I'm worried about being lulled into a false sense of security. Is the place just waiting for the right moment to ruin my day?

I hope I'm not the only one who feels like this!